Contactless bank cards

Contactless bank cards enable secure, quick payments by using near-field communication (NFC) technology. When you tap the card near a compatible payment terminal, the card transmits encrypted payment information wirelessly, allowing transactions usually under a certain limit (e.g., $50 or €50) without needing to insert or swipe. This technology offers convenience and speed for small purchases, reducing transaction time. Contactless cards incorporate security features like dynamic cryptograms, making them safe from most fraud risks. They are widely accepted at retailers equipped with NFC-enabled terminals and can also be used for online and mobile payments when linked to digital wallets.