Consumer Credit Counselling Service

Consumer Credit Counselling Service (CCCS) is a nonprofit organization that helps individuals manage their debt and improve their financial situation. They provide free or low-cost services, including budgeting guidance, debt management plans, and financial education. CCCS counselors work with clients to understand their financial challenges and develop strategies to pay off debts more effectively. They may negotiate with creditors on behalf of clients to lower payments or settle debts. The goal is to empower individuals to regain control of their finances and work towards a more secure financial future without falling into bankruptcy.