Consumer Credit Counseling Services

Consumer Credit Counseling Services (CCCS) is a non-profit organization that helps individuals manage and improve their financial health. They offer free or low-cost advice on budgeting, debt management, and financial planning. When someone is overwhelmed by debt, CCCS might negotiate with creditors to lower interest rates or create a manageable repayment plan, like a debt management plan. Their goal is to help people regain control of their finances, reduce stress, and avoid bankruptcy. Overall, CCCS provides guidance and support to help consumers develop healthier financial habits and achieve long-term stability.