Community-based insurance models

Community-based insurance (CBI) models are local, collective schemes where members in a community pool their resources to cover health-related costs. Members pay regular contributions, and when someone needs medical care, funds from the pool are used to pay for their treatment. This approach reduces financial barriers, promotes mutual support, and is often tailored to the specific health needs and economic conditions of the community. CBI models foster trust, encourage early treatment, and improve access to healthcare for underserved populations.