Commercial Property Financing

Commercial property financing refers to the various methods used to acquire funding for purchasing or developing real estate that is intended for business use. This includes office buildings, retail spaces, warehouses, and industrial properties. Financing options can include commercial mortgages, loans from banks, or private investors. Unlike residential mortgages, commercial loans often have shorter terms, higher interest rates, and require a larger down payment. Typically, lenders assess the property’s potential income and the borrower's creditworthiness before approving a loan, as these factors impact the risk of the investment.