Collision Coverage

Collision coverage is an insurance feature that helps pay for repairs to your vehicle if you’re involved in an accident, regardless of who is at fault. It also covers damage from hitting an object like a tree or guardrail. Essentially, it ensures you can get your car repaired without large out-of-pocket costs after a crash. This coverage is optional in some policies but can provide valuable protection, especially if you have a newer or valuable vehicle. Keep in mind, collision coverage usually has a deductible, which is the amount you'll pay out of pocket before insurance kicks in.