Collective Investment Schemes

Collective Investment Schemes (CIS) are financial arrangements where multiple investors pool their money to invest collectively in a diversified portfolio of assets like stocks, bonds, or property. Managed by professional fund managers, the scheme spreads investment risk across various assets, offering individual investors access to a broader, managed investment. Investors own units or shares in the scheme proportional to their contribution, and profits are distributed accordingly. CIS provides a way for individuals to access diversified investments with professional management, reducing the risks and complexities of investing on their own.