COBRA continuation coverage

COBRA continuation coverage is a federal law that allows individuals and their families to keep their health insurance after leaving a job, reducing hours, or experiencing certain life events. Under COBRA, you can maintain your group health plan for a limited time—usually 18 to 36 months—by paying the full premium, plus a small administrative fee. This ensures that you have access to healthcare coverage during transitions, providing financial and medical security while you seek new employment or explore other options. It's an important safeguard for those needing continued insurance after losing employer-sponsored benefits.