co-pays

A co-pay is a fixed amount you pay out of pocket for a healthcare service, like visiting the doctor or getting a prescription, at the time of the visit. It’s part of your insurance plan’s cost-sharing, helping cover the expenses of your care. The amount varies depending on the service and your insurance plan. Co-pays are designed to share the cost of healthcare between you and your insurer, encouraging responsible use of medical services while protecting you from larger, unexpected expenses.