CMS Two

CMS Two, formally known as the Comprehensive Medicare Supplement (Medigap) Plan Two, is a standardized insurance policy that helps cover some of the healthcare costs not paid by Medicare Part A and B, such as coinsurance, copayments, and deductibles. It offers predictable out-of-pocket expenses for seniors and others enrolled in Medicare. Since it’s standardized across providers, the benefits are consistent, making it easier to compare plans. Essentially, CMS Two provides financial protection and peace of mind by reducing the costs Medicare doesn’t fully cover.