Claims History

Claims history is a record of all the insurance claims you've made over time. It details incidents like accidents, damages, or losses that you've reported to your insurance provider. This history helps insurers assess your risk profile and determine your premium rates. A clean claims history, with few or no claims, usually results in lower premiums, while frequent claims may lead to higher costs. It's an important part of your overall insurance profile, providing transparency and influencing the coverage options and costs offered to you.