Citi Simplicity Card

The Citi Simplicity Card is a credit card designed for straightforward, cost-effective borrowing. It features no annual fee and offers an introductory 0% interest rate on purchases and balance transfers for a set period, helping you save on interest payments. The card has no late fees, no penalty interest rates, and simplifies the repayment process with predictable billing. It's ideal for those seeking a transparent, reliable credit option without hidden charges, allowing you to manage expenses efficiently while benefiting from temporary interest savings and straightforward terms.