Chip and PIN Technology

Chip and PIN technology enhances payment security by embedding a microchip in your credit or debit card. When you make a purchase, the chip generates a unique code for each transaction, making it very difficult for fraudsters to copy or reuse. To complete the payment, you enter a Personal Identification Number (PIN), which verifies your identity directly with the bank. This system reduces the risk of card theft and fraud compared to traditional magnetic stripe cards, providing a safer, more secure way to pay at card terminals worldwide.