child financial literacy

Child financial literacy is the education and skills that help children understand how money works, including earning, saving, spending, and managing finances responsibly. It empowers them to make informed decisions, recognize the value of money, and develop healthy financial habits early on. By learning these concepts, children are better prepared to handle financial responsibilities as they grow, avoid debt, and build a secure future. This foundational knowledge fosters independence, confidence, and smart money management, setting them up for financial well-being throughout life.