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Checking Account

A checking account is a bank account designed for daily money management. It allows you to deposit funds, withdraw cash, write checks, and use a debit card for purchases. It provides quick access to your money and records all transactions, making it easy to track your expenses. Checking accounts often come with features like online banking and bill payments. They are ideal for managing regular spending, paying bills, and receiving deposits such as your paycheck. The account typically earns little or no interest, focusing more on convenience and accessibility.