
Certified Credit Counselor (CCC)
A Certified Credit Counselor (CCC) is a trained professional who helps individuals manage and improve their financial situations. They analyze a person’s income, expenses, and debts to create personalized budgets and repayment plans. CCCs provide education on responsible borrowing, saving, and credit use, aiming to reduce financial stress and prevent debt problems. Certification indicates they have completed specific training and adhere to ethical standards. Their goal is to guide clients toward financial stability and long-term wellness through expert advice and support.