Certificate of Insurance

A Certificate of Insurance (COI) is a document that provides proof an individual or business has valid insurance coverage, such as liability or workers' compensation. It details the types and limits of coverage, the policyholder’s information, and the insurer’s details. Generally requested by clients or partners before starting work to ensure risks are protected. While it does not modify the actual policy, it confirms that the necessary coverage is in place, offering reassurance for collaborative projects, contracts, or services.