Centurion Card (American Express)

The American Express Centurion Card, also known as the Black Card, is an exclusive, invite-only credit card designed for high-net-worth individuals. It offers personalized service, luxury perks like access to elite events, private jet and hotel privileges, and high spending limits. The card requires a substantial initiation fee and annual fee, reflecting its status and premium benefits. It’s primarily a status symbol and tool for affluent clients seeking exceptional service and exclusive access, rather than just a means for everyday purchases.