Cardmember agreements

A Cardmember Agreement is a contract between a credit card issuer and the cardholder that outlines the terms and conditions of using the credit card. It details important information such as interest rates, fees, billing practices, rewards, and how to manage your account responsibly. By using the card, you agree to follow these rules. The agreement helps protect both parties by clearly setting expectations and procedures for transactions, payments, and resolving disputes. It’s essential to read and understand it to effectively manage your credit card and avoid surprises or misunderstandings.