Cardholder Agreement

A Cardholder Agreement is a formal contract between you and the credit card issuer that details how you can use your credit card, your responsibilities, and the issuer’s policies. It explains important terms like interest rates, fees, payment obligations, and how disputes are handled. By using the card, you agree to follow these rules. The agreement helps both parties understand their rights and obligations, ensuring transparency and fair use. It’s important to read and understand this document to avoid surprises and manage your credit card responsibly.