card issuing banks

A card issuing bank is a financial institution that provides you with credit or debit cards, enabling you to make purchases or withdrawals. When you apply for a card, the bank evaluates your financial information and approves your request. The issuing bank manages your account, sets your credit limit, and is responsible for billing, customer support, and security. Essentially, it acts as the intermediary between you and the broader payment network, such as Mastercard or Visa, facilitating your transactions and ensuring your account remains active and secure.