Card Issuer

A card issuer is a financial institution, like a bank or credit union, that provides you with a payment card, such as a credit, debit, or prepaid card. They are responsible for issuing the card, managing your account, and handling transactions made with that card. When you make a purchase, the issuer authorizes the transaction, tracks your spending, and bills you or deducts funds accordingly. Essentially, the issuer acts as the intermediary between you and the financial system, ensuring your transactions are secure and that your account remains accurate and up to date.