Capital Cooperatives

Capital cooperatives are organizations owned and managed by their members, who typically contribute capital or funds. Profits are usually reinvested into the cooperative or distributed among members based on their participation or use of the cooperative’s services. Examples include credit unions, where members save and borrow money, or worker cooperatives, where employees own and operate the business. These cooperatives prioritize member benefits, democratic decision-making, and community support over maximizing profits, creating a system that emphasizes sharedownership, mutual support, and sustainable economic activity.