Canadian Mortgage and Housing Corporation

The Canada Mortgage and Housing Corporation (CMHC) is a government-backed organization that supports Canada’s housing market. It provides mortgage insurance for lenders, enabling more people to buy homes with smaller down payments. CMHC also invests in affordable housing projects and offers research and data to help shape housing policies. Its role helps stabilize the housing market, makes homeownership more accessible, and promotes safe, sustainable, and affordable housing options across the country.