California State Compensation Insurance Fund

The California State Compensation Insurance Fund (SCIF) is a state-established insurer that provides workers' compensation insurance coverage to California employers. It ensures that employees injured on the job receive medical care and wage replacement. As a non-profit entity, SCIF aims to offer affordable, stable, and reliable insurance options, especially for small businesses or those in high-risk industries. It operates under state oversight, promoting fair practices and financial stability within California’s workers’ compensation system.