California Homeowner Bill of Rights

The California Homeowner Bill of Rights is a set of laws designed to protect homeowners from unfair practices, especially during foreclosure. It ensures that homeowners have the right to receive clear information about their loans, prohibits dual tracking (where lenders pursue foreclosure while also working on loan modifications), and requires lenders to assign a dedicated representative to each homeowner. Overall, the legislation aims to promote transparency and fairness in the mortgage process, helping homeowners protect their rights and keep their homes.