California Hard Money Lenders

California hard money lenders are private individuals or companies that provide short-term, high-interest loans secured by real estate. They typically serve borrowers needing quick access to capital or those with less-than-perfect credit, focusing on the property's value rather than the borrower’s finances. These loans are often used for property flips, renovations, or bridging gaps until traditional financing is obtained. While they come with higher costs than conventional loans, hard money lenders offer faster approval and more flexible terms, making them a viable option for real estate investors or borrowers in urgent situations.