Budgeting advice

Budgeting is the process of planning how to spend and save your money. It involves tracking your income and expenses to ensure you're living within your means. By setting aside money for essentials, wants, and savings, you can avoid debt and prepare for future goals. A good budget helps you prioritize spending, identify unnecessary expenses, and ensure you’re making progress toward financial stability. Regularly reviewing and adjusting your budget keeps you on track, making it easier to handle unexpected costs and plan for long-term financial wellbeing.