budget counseling

Budget counseling is a professional service that helps individuals or families create a plan to manage their income and expenses effectively. It involves reviewing your financial situation, identifying sources of income, tracking spending, and setting priorities to meet financial goals. The counselor provides guidance on reducing unnecessary expenses, managing debt, and saving for the future. The aim is to promote financial stability and confidence by developing a realistic, personalized plan that aligns with your financial circumstances and long-term objectives.