Broker of Record

A Broker of Record (BOR) is a licensed professional who represents and manages your insurance policies or financial accounts. When you designate a BOR, you officially authorize them to handle all communication, renewals, and negotiations with the insurance or financial companies on your behalf. This designation gives them the authority to act as your primary point of contact and decision-maker for those services. Essentially, a BOR acts as your trusted representative, ensuring your policies meet your needs and that any changes or claims are managed professionally and efficiently.