borrower defense

Borrower defense is a legal process allowing students to seek loan forgiveness if their college misled them or engaged in misconduct that affected their education quality. If approved, it can result in the cancellation of federal student loans used for that college. This typically applies when institutions make false claims, failed to deliver promised education, or acted fraudulently. Borrowers must demonstrate that they were harmed by the school's actions. The goal is to protect students from being held responsible for loans linked to deceptive or unfair practices by their educational institutions.