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Bank cards

Bank cards are physical or digital tools issued by financial institutions that allow you to access your bank account for transactions. They include debit cards, which deduct funds directly from your account when making purchases or withdrawing cash, and credit cards, which borrow money up to a limit for spending that you pay back over time. Cards contain security features like chip technology and PINs to protect your account. They enable convenient payments, help manage spending, and are widely accepted at stores, ATMs, and online. Proper use and safeguarding your card details are essential to prevent fraud.