Automatic Stay Violations

An Automatic Stay is a legal protection that occurs when someone files for bankruptcy. It halts most collection activities, such as lawsuits or efforts to collect debts. An Automatic Stay Violation happens when creditors ignore this protection and continue trying to collect debts or pursue legal action against the debtor. Violating this stay can lead to legal consequences for creditors, including possible penalties or sanctions from the court. Essentially, the Automatic Stay is designed to give individuals breathing room during a difficult financial time, and violations undermine its purpose.