ANSI X9.84

ANSI X9.84 is a set of standards that guides secure electronic payment transactions, especially for mobile and remote banking. It establishes common security practices to protect sensitive information like personal details and account numbers during communication between devices and financial institutions. By following these guidelines, banks and payment service providers ensure data confidentiality, integrity, and authentic identity verification, reducing the risk of fraud and unauthorized access in digital banking environments. Essentially, ANSI X9.84 helps make electronic financial transactions safer and more trustworthy for users.