annualcreditreport.com

AnnualCreditReport.com is a government-approved website that allows you to request a free copy of your credit report from each of the three major credit bureaus—Equifax, Experian, and TransUnion—once a year. Your credit report provides detailed information about your credit history, including loans, credit cards, and payment history. Accessing your report helps you monitor your financial health, check for errors, and detect potential identity theft. The site does not provide your credit score but gives you the detailed information used to generate it. Regularly reviewing your report is a proactive way to maintain good credit management.