AM Best

AM Best is a credit rating agency that specializes in evaluating the financial strength and stability of insurance companies. It assesses their ability to meet ongoing insurance obligations, helping consumers, brokers, and industry participants understand which insurers are financially reliable. Using detailed data and analysis, AM Best assigns ratings that reflect an insurer’s overall financial health, risk management practices, and capacity to pay claims. These ratings aid decision-making and promote transparency within the insurance industry by providing trusted, independent insights into an insurer’s resilience and stability.