All-risk Coverage

All-risk coverage is a type of insurance that protects your property against nearly all unexpected damages or losses, except those specifically excluded in the policy. Unlike named-peril policies, which cover only listed risks, all-risk coverage provides broader protection, covering events like fire, theft, vandalism, and accidents unless explicitly stated otherwise. It offers peace of mind by reducing the chance of missing coverage for unforeseen incidents, but it’s important to review exclusions and understand what is not covered. Overall, it helps safeguard your property from most common risks, ensuring you're financially protected against a wide range of potential damages.