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Albanian financial system

Albania's financial system consists of banks, non-bank financial institutions, and the government, all working together to support the economy. Banks provide loans, savings accounts, and payment services to individuals and businesses, relying on deposits and loans to operate. The Bank of Albania supervises these institutions, maintains monetary stability, and manages inflation. Non-bank financial entities like insurance companies and microfinance institutions offer additional financial services. The government also influences the system through regulations and fiscal policy. Overall, Albania's financial system aims to facilitate economic growth, stability, and access to financial services for citizens and enterprises.