Affirm

Affirm is a financial technology company that provides buy now, pay later (BNPL) services, allowing consumers to purchase items and pay for them over time through manageable installments. When shopping online or in-store with Affirm, customers can choose to split the cost into monthly payments instead of paying the full amount upfront. Affirm conducts a quick credit assessment to determine eligibility and offers transparent terms with no hidden fees or late charges. It aims to make purchasing more flexible without adding high-interest charges often associated with traditional credit cards.