ACH Credit

ACH Credit is a type of electronic bank transfer where a payer deposits funds directly into a recipient’s bank account using the Automated Clearing House (ACH) network. It’s commonly used for employee payroll, brand payments, and direct deposits. The process involves the payer authorizing the transfer, which is then processed through a network that batches and clears transactions between banks. This method is secure, efficient, and often more cost-effective than paper checks or wire transfers, making it a popular choice for routine and recurring payments.