accredited investors

An accredited investor is an individual or entity that meets specific financial criteria set by regulatory authorities, allowing them to invest in certain high-risk opportunities that are not available to the general public. Generally, this means having a net worth of over $1 million (excluding their primary residence) or an income of at least $200,000 for the past two years (or $300,000 combined with a spouse). The idea is that accredited investors have the financial knowledge and resources to understand and bear the risks associated with these investments.