
ACA (Affordable Care Act) contraceptive mandate
The ACA contraceptive mandate requires most health insurance plans to cover FDA-approved contraceptive methods without charging a co-payment or deductible. This aims to improve access to contraception and support reproductive health by removing financial barriers. It applies to many employers and insurers, unless they qualify for specific religious or moral exemptions. The goal is to ensure women and individuals with reproductive capacity can access birth control cost-effectively as part of their preventive health benefits.