
ABS issuers
ABS issuers are financial institutions or entities that create and sell Asset-Backed Securities (ABS). These securities are investments backed by a pool of assets, such as loans or receivables like mortgages, car loans, or credit card debt. The issuer packages these assets, sells the securities to investors, and uses the proceeds to fund new loans or finance other activities. The cash flow generated from the underlying assets—like loan payments—serves as the income for the securities. This process helps the issuer manage risk, raise capital, and provide investors with diversified investment opportunities.