"A Failure of Capitalism" (book)

**"A Failure of Capitalism"** by Richard A. Werner examines how contemporary economic systems have deviated from their intended purpose. The book argues that modern capitalism often promotes short-term profits over long-term stability, leading to financial crises, inequality, and reduced economic resilience. Werner emphasizes that banks and financial institutions play a crucial role in healthy economies but have instead contributed to instability through flawed practices. He advocates for reforms that prioritize sustainable growth, responsible lending, and better regulation to ensure capitalism benefits society as a whole, not just a select few.